Car Loans For Low Income Drivers in PA

We Have Options for Low-Income Borrowers

Whether you're from Philadelphia, the Delaware Valley, Southeastern, PA, or beyond, we're here to assist with your vehicle financing. We work with all credit scores, financial backgrounds, purchasing situations, and more and want to ensure that you have a great experience along the way. Here are a few ways you can help move the purchasing process along.

• Bring a Cosigner - If your credit isn't the greatest, a cosigner will help raise your purchasing options. The cosigner will also need all of the information required and should be with you at the dealership.
• Bring a Copy of Your Credit Report - We'll need to know your current credit and receive a copy of your credit history.
• Have All of Your Paperwork - You'll need all the recommended paperwork to purchase a new vehicle. These include your government-issued photo ID, trade-in paperwork, proof of income, proof of residence, and more.
• Consider Having a Down Payment - Having a down payment will not only give you a better chance of approval, but will also lower the monthly payments and perhaps even lower the interest rate you're given.